Chelsea Homes under $1 million

Welcome to Chelsea, Massachusetts—a vibrant city that perfectly blends urban energy with a welcoming community spirit. Nestled just across the Mystic River from Boston, Chelsea is a hidden gem in Suffolk County, offering residents a unique lifestyle marked by rich history, cultural diversity, and an array of amenities.

As one of the oldest cities in the United States, Chelsea boasts a fascinating past that is reflected in its architecture and community events. Stroll through its charming streets, and you’ll discover a delightful mix of historic buildings and modern developments. The city is home to beautiful parks, bustling markets, and a thriving arts scene, making it an ideal place for families, young professionals, and retirees alike.

For those seeking to make Chelsea their home, the real estate market offers an enticing selection of properties, especially for those looking for homes under $1 million. With a variety of options, from cozy single-family homes to stylish condos, you can find the perfect fit for your lifestyle and budget. The city’s affordability, combined with its proximity to Boston, provides an excellent opportunity for homebuyers looking to invest in a growing community without breaking the bank.

Chelsea’s strategic location also means easy access to public transportation, dining, shopping, and entertainment options. Whether you're enjoying a meal at one of the local eateries or taking a leisurely walk along the waterfront, Chelsea invites you to experience all the charm it has to offer. Explore your future in Chelsea—a city where your dream home awaits!

Newest Chelsea Homes under $1 million

$549,900

2 Beds ⋅ 2 Baths ⋅ 73586355 MLS ⋅ ["Admiral's Flagship Condominium's"] BLDG.

Welcome to 100 Boatswains Way #510, a spectacular top-floor corner penthouse at Admiral’s Flagship Condominiums, where sophisticated condo living near the city meets the serenity of 19+ acres of waterfront open space. Perched high above Chelsea’s coveted Admiral’s Hill neighborhood, nestled on a private way, this sun-drenched residence offers dramatic vaulted ceilings, exceptional open space, a private 14-foot balcony, deeded garage parking & storage. In 2025/2026, the seller invested $25K+ in improvements, creating a beautifully refreshed, truly move-in-ready home. The renovated 2023 kitchen features sleek quartz countertops, custom cabinetry, stainless steel appliances and brand-new flooring. Both bathrooms were completely renovated in 2023, including a beautifully appointed primary bath with custom tile walk-in shower and frameless glass door. A new custom designed coffee niche/bar with coordinating cabinetry was thoughtfully added to the dining area — perfect for morning coffee or evening entertaining. The expansive living area is flooded with natural light and framed by dramatic vaulted ceilings. Both bedrooms are exceptionally spacious, featuring new hardwood flooring, new custom blinds and generous closets. Additional conveniences include in-unit laundry with stackable washer/dryer. Apprx 2023 - The HVAC system was replaced. In 2026, the association replaced the main stack heating/cooling systems - Need some fresh air? Step outside to your private, sun-splashed balcony, accessible from both the living room and primary suite—the perfect place to start your day, entertain friends or simply unwind as the sun sets. Outdoor enthusiasts will love having acres of waterfront open space a short distance beyond their front door at The Mary O’Malley State Park. Enjoy scenic waterfront trails, running paths, tennis courts, expansive green space and a playground. ADD a well-managed association with LOW condominium fees that include HEAT & HOT WATER, a private inground swimming pool, private evening security from 6PM–5AM and association-wide security cameras, and you have a truly rare combination of LOCATION, VALUE, LIFESTYLE & PEACE OF MIND. All condo documents and additional materials are available in MLS or upon request. Private showings commence Monday, 10/05/26 after 3PM. Private showings will be easy to schedule throughout the week.

100 Boatswains Way Unit 510, Chelsea

Listing courtesy of Listing Agent: Paula Buono from Listing Office: Elite Realty Experts, LLC.

$419,900

2 Beds ⋅ 1 Baths ⋅ 73585489 MLS ⋅ ['Box Works Homes Condominium'] BLDG.

Welcome to Chelsea's Box District! Built in 2007, this fantastic and move-in ready bi-level townhouse in the heart of Chelsea is the perfect opportunity for first-time buyers or families looking to stay in the city while keeping homeownership affordable. The main level features a bright, open-concept layout with a spacious living room, dining area, and granite kitchen with gas cooking. Dining room leads you onto your very own private outdoor deck—the perfect spot to enjoy your morning coffee or unwind after a long day. The lower level offers two bedrooms, a full bathroom, and a convenient laundry area, with easy walk-out access to your assigned parking space. No carpets to worry about here—beautiful hardwood flooring runs throughout the unit, along with plenty of closet space for all your storage needs. Enjoy a low condo fee, a residential tax exemption for owner/occupants, gas heating, central air and an unbeatable commuter location with easy access to highways, commuter rail, Silver Line, public transportation, schools, city hall, library, restaurants, shopping, and everything this thriving city has to offer. Truly a commuter’s dream! Come see for yourself at our open houses this weekend on Saturday and Sunday, 10/3 and 10/4 from 12:00-2:00 pm. (some photos have been virtually staged)

120 Library Street Unit 120, Chelsea

Listing courtesy of Listing Agent: Nidia Peguero from Listing Office: Century 21 North East.

$719,900

4 Beds ⋅ 2 Baths ⋅ 73585378 MLS

Spacious 4 bedroom, 2 bath home offering generous living space and plenty of opportunity to make it your own. The second floor features a versatile den that can serve as a home office, workout room, or flex space. A detached hobby garage includes heated floors, functioning electric, and water already in place and a car lift setup that’s ideal for enthusiasts, tinkering, or workshop use. There is also potential for future ADU conversion, subject to City of Chelsea requirements, permitting, and buyer due diligence. Convenient to Logan Airport, public transportation, shopping, and Boston this property brings together space, versatility, and exciting possibilities. Come make it your own!

415 Crescent Ave., Chelsea

Listing courtesy of Listing Agent: Fermin Group from Listing Office: Century 21 North East.

$385,000

2 Beds ⋅ 2 Baths ⋅ 73584743 MLS ⋅ ['Mill Creek Condominium'] BLDG.

***OPEN HOUSE UPDATE: Dial 1207 at the red and white barrier gate. Visitor parking located on the left after the gate.*** Beautifully updated 2BR, 1.5BA condo offering 865 SF of inviting, low-maintenance living. The updated open concept kitchen features beautiful cabinetry, granite countertops, and a new stainless steel oven, creating a stylish and functional space for everyday living and entertaining. The master bedroom provides access to a large walk-in closet providing exceptional storage. Convenient laundry hookups are located in the unit, and one exclusive parking space as well as a designated storage unit is included. Set within a professionally managed, gated community, residents enjoy an in-ground pool, fitness center, sauna, clubhouse, and rentable conference room. Ideally located near the MBTA Silver Line, Chelsea Commuter Rail, major highways, shopping, dining, bike paths, beaches, and Boston. HOA fee is $585/month. A great opportunity to enjoy updated living, convenient amenities, and easy access to the city. Ask about fixed rates in the mid 5s, $25,000 grant qualifications, & $500 down payment options!

165 Cottage St Unit 207, Chelsea

Listing courtesy of Listing Agent: Jennifer Wu from Listing Office: PRIVI Realty LLC.

$380,000

1 Beds ⋅ 1 Baths ⋅ 73583703 MLS

Location, character & convenience come together in this charming top-floor condo! Set in a beautiful Brownstone, this well-maintained home features an inviting open floor plan with exposed brick walls, high ceilings, recessed lighting, hardwood floors, granite countertops & in-unit laundry. . Step outside to your private deck and enjoy your morning coffee or evening drink while taking in neighborhood views & the iconic Tobin Bridge. Ideally located just minutes from Boston & Logan Airport, with convenient access to public transportation, dining, shopping, Starbucks, Market Basket & the scenic Mary O’Malley State Park. Chelsea residents also benefit from a reduced toll rate when crossing the Tobin Bridge. The unit also includes roof rights, offering the potential to create a private roof deck, subject to applicable approvals. With no pet or rental restrictions, this condo offers flexibility for owner-occupants & investors alike—a charming alternative to renting.

11 Medford St Unit 3, Chelsea

Listing courtesy of Listing Agent: Sladjana Zivkovic-Vukovic from Listing Office: Leading Edge Real Estate.

$869,900

4 Beds ⋅ 4 Baths ⋅ 73583565 MLS

Rare Chelsea Two-Family Opportunity! Beautifully maintained and offering an abundance of space, flexibility, and updates, this property is a great opportunity for an owner-occupant or investor.The first-floor unit offers a spacious 4-room layout with 1 bedroom, 1 full bath, remodeled kitchen, and a versatile additional room that can be used as a bedroom, dining room, home office, or second living area.The second unit offers two levels of living space. The second floor features 2 bedrooms, living room, dining room, updated kitchen, tile bath, plus an additional flexible room ideal for an office, den, or bedroom. The third level adds another bedroom, bathroom, and kitchen area without a stove, providing additional living space, privacy, and versatility.The property has been meticulously maintained and features an gas heating Burnham Heating system. Additional features include washer/dryer hookups on both the first floor and in the basement. The basement includes a full bath, sump pump, French drain, water purification/softening system, humidity control, and Wave ventilation system.A spacious and versatile two-family with numerous updates and multiple possibilities for comfortable living or investment. Also, driveway for 2 cars, spacious back yard with closed in porch great for backyard parties, this is a rare opportunity in Chelsea—come see all this property has to offer!

49 Carroll Street, Chelsea

Listing courtesy of Listing Agent: Deborah Colleran from Listing Office: Century 21 North East.

$385,000

3 Beds ⋅ 2 Baths ⋅ 73583398 MLS ⋅ ['440 Broadway'] BLDG.

Income-restricted 3-bedroom condo at 440 Broadway, a new 28-unit residential development in the heart of Chelsea. This energy-efficient, PassiveHouse-certified building offers full-building elevator access and in-unit laundry hookups. The unit features a kitchen with refrigerator, microwave, dishwasher, and garbage disposal. Approximately 1,175 sq ft. On-site garage parking available for purchase. Located within 0.5 miles of the Chelsea commuter rail and adjacent to Broadway corridor bus stops. Sold through an income-restricted homeownership lottery to households at or below 100% AMI. Asset and use restrictions apply.

440 Broadway Unit 202, Chelsea

Listing courtesy of Listing Agent: John Costello from Listing Office: Maloney Properties LLC.

$339,000

2 Beds ⋅ 1 Baths ⋅ 73583395 MLS ⋅ ['440 Broadway'] BLDG.

Income-restricted 2-bedroom condo at 440 Broadway, a new 28-unit residential development in the heart of Chelsea. This energy-efficient, PassiveHouse-certified building offers full-building elevator access and in-unit laundry hookups. The unit features a kitchen with refrigerator, microwave, dishwasher, and garbage disposal. Approximately 950 sq ft. On-site garage parking available for purchase. Located within 0.5 miles of the Chelsea commuter rail and adjacent to Broadway corridor bus stops. Sold through an income-restricted homeownership lottery to households at or below 100% AMI. Asset and use restrictions apply.

440 Broadway Unit 505, Chelsea

Listing courtesy of Listing Agent: John Costello from Listing Office: Maloney Properties LLC.

$299,000

1 Beds ⋅ 1 Baths ⋅ 73583390 MLS ⋅ ['440 Broadway'] BLDG.

Income-restricted 1-bedroom condo at 440 Broadway, a new 28-unit residential development in the heart of Chelsea. This energy-efficient, PassiveHouse-certified building offers full-building elevator access and in-unit laundry hookups. The unit features a kitchen with refrigerator, microwave, dishwasher, and garbage disposal. Approximately 730 sq ft. On-site garage parking available for purchase. Located within 0.5 miles of the Chelsea commuter rail and adjacent to Broadway corridor bus stops. Sold through an income-restricted homeownership lottery to households at or below 100% AMI. Asset and use restrictions apply.

440 Broadway Unit 403, Chelsea

Listing courtesy of Listing Agent: John Costello from Listing Office: Maloney Properties LLC.

$539,900

2 Beds ⋅ 2 Baths ⋅ 73583119 MLS

Built in 2021, this top-floor corner residence offers the perfect combination of modern construction, low HOA fees, and unbeatable convenience just minutes from downtown Boston in a neighborhood with a walkability score of 83. Featuring two spacious bedrooms, two full bathrooms, an open-concept kitchen with granite countertops and gas cooking, in-unit laundry, central air, and two deeded parking spaces (including one covered space) this home is move-in ready. The living and dining areas open to a private balcony where you can enjoy your morning coffee with your pet as the building is pet-friendly! Experience the seamless blend of comfort and convenience this exceptional condominium has to offer.

254 Spencer Ave. Unit 5, Chelsea

Listing courtesy of Listing Agent: Danielle Walsh from Listing Office: Kelliher & Callaghan.

$685,900

7 Beds ⋅ 2 Baths ⋅ 73582225 MLS

This beautifully renovated home is ready for its next owner! The house has been completely renovated and features a roof, siding, and heating system that are approximately 6 years old. Located on a quiet dead-end street near the desirable Admiral’s Hill community and just off the Tobin Bridge, this property offers easy access to Boston and surrounding areas. With its extensive renovations and convenient location, this home is a great opportunity for buyers looking for a move-in-ready property as well as investors seeking a desirable location close to Boston. COME SEE THIS BEAUTIFULLY RENOVATED HOME TODAY!

16 High St, Chelsea

Listing courtesy of Listing Agent: Rossanna Coelho from Listing Office: Collier Cacciola Real Estate, LLC.

$480,000

2 Beds ⋅ 1 Baths ⋅ 73581603 MLS

Beautifully maintained 2-bedroom, 1-bath residence offering comfort, convenience, and exceptional value. This newly painted unit features a functional layout with generous living space and easy access to on-site laundry facilities. Residents will enjoy the added benefit of two off-street parking spaces and a prime location, providing a seamless and low-maintenance living experience.

100 Captains Row Unit 203, Chelsea

Listing courtesy of Listing Agent: Sid Gehlot from Listing Office: Keller Williams Realty.

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